Privacy Policy

BISQY PRIVACY POLICY

Last Revised on July 10, 2023

This Privacy Policy for Bisqy Business LLC (“Company”, “we”, “us” “our”) describes how we collect, use and disclose information about users of our Bisqy application (“App”), and any related services, tools and features (collectively, the “Services”).  For the purposes of this Privacy Policy, “you” and “your” means you as the user of the Services.  Please note that the Services are designed for users in the United States only and are not intended for users located outside the United States.

Please read this Privacy Policy carefully. By using, accessing, or downloading any of the services, you agree to the collection, use, and disclosure of your information as described in this Privacy Policy.  If you do not agree to this Privacy Policy, you may not use, access, or download any of the Services.

  1. UPDATING THIS PRIVACY POLICY

We may modify this Privacy Policy from time to time in which case we will update the “Last Revised” date at the top of this Privacy Policy. If we make material changes to the way in which we use information we collect, we will use reasonable efforts to notify you (such as by emailing you at the last email address you provided us, by posting notice of such changes on the Services, or by other means consistent with applicable law) and will take additional steps as required by applicable law.  If you do not agree to any updates to this Privacy Policy please do not access or continue to use the services.

  1. COMPANY’S COLLECTION AND USE OF INFORMATION

When you access or use the Services, we may collect certain categories of information about you from a variety of sources. 

Some features of the Services may require you to directly enter certain information about yourself. You may elect not to provide this information, but doing so may prevent you from using or accessing these features. Information that you directly submit through our Services may include:

    1. Account and Registration. Users may access our App only if they register an Account with us. The personal information we collect as part of the Account creation process includes your first and last name, email, username, password, information to confirm you are old enough to use the Services and use the App, payment information for any in-app purchases (for example, your name and email associated with your payment account). We may also ask you or allow you to submit certain optional information, which may include your updated usernames, preferences, and other profile information.

    1. Payments. We collect information to administer payments, comply with the law (including requiring W9 tax forms when necessary), and maintain records of pay outs, which may include your email, full name, mailing address, Social Security or Taxpayer ID number, and other information necessary to complete a 1099-MISC tax reporting form, and other relevant tax documentation.

    1. Feedback. We collect and maintain records of customer service and other communications with users including survey responses, questions or comments sent to us (including the nature of the nature of the request, name and contact information), resumes provided, or other similar activities. This information may be used to enhance the Services or the App, to market to you or others, and to allow us to make appropriate hiring decisions if submitted for that purpose.

    1. Usage Data. We automatically collect information about your use of our Services and the App through cookies, local storage, analytics tools and other technologies, (“Tracking Technologies”) such as your device ID, location information, device name and model, operating system type, name and version, the length of time that you are using our Services and your activities within our Services (“Usage Data”). We may combine Usage Data with other information that we have collected about you. Please see the section “Analytics and Tracking” below for more information.

    1. Interactions and Activities. We collect information about your activities in the App, such as Contests activity, games played, time spend in the App and other factors. We may collect your geolocation information for purposes of using the App, and for our own due diligence and verification purposes. 

We may use the information we collect automatically to tailor features and content to you, to market to you, to provide you with offers or promotions, to run analytics and better understand user interaction with the Services.

We may obtain information about you from outside sources. Such information may include:

  • Information from third parties that you choose to share with us, for example:

    • When you choose to link any social media platforms to your account, such as Facebook or Twitter. This information is used to maintain your account and login information.

Any information we receive from outside sources will be treated in accordance with this Privacy Policy. We are not responsible or liable for the accuracy of the information provided to us by third parties and are not responsible for any third party’s policies or practices. See Section 5 below for more information.

In addition to the foregoing, we may use any of the above information to comply with any applicable legal obligations, improve and develop the Services and our product offerings, including as we describe in our Terms of Service, to enforce any applicable terms of service, to protect or defend the Services, our rights, and the rights of our users or others, and for the purpose of combatting fraud, or to otherwise operate our business. This Privacy Policy is integrated into and is expressly a part of the Terms of Service, to be interpreted in conjunction with such Terms.

  1. HOW THE COMPANY SHARES YOUR INFORMATION

In certain circumstances, the Company may share your information with third parties for legitimate purposes subject to this Privacy Policy. Such circumstances may include: 

  • With vendors or other service providers, such as cloud storage providers, security vendors, data analytics vendors, and payment processors

  • With our affiliates or otherwise within our corporate group

  • With third parties for marketing purposes

  • When you request that we share certain information with third parties, such as through your use of social media widgets, login integrations, or interactions with other users in our App

  • To comply with applicable law or any obligations thereunder, including cooperation with law enforcement, judicial orders, and regulatory inquiries

  • In connection with an asset sale, merger, bankruptcy, or other business transaction

  • To enforce our Terms of Service

  • To ensure the safety and security of the Company and/or its users

  • When you request us to share certain information with third parties, such as through your use of social media widgets or login integrations

  • With professional advisors, such as auditors, law firms, or accounting firms

  • Special notice regarding Financial Institutions. We use Plaid Inc. (“Plaid”) to gather your data from financial institutions. By using our Services, you grant us and Plaid the right, power, and authority to act on your behalf to access and transmit your personal and financial information from your relevant financial institution. You agree to your personal and financial information being transferred, stored, and processed by Plaid in accordance with the Plaid end user privacy policy. Plaid may independently provide you with notices regarding its privacy policy practices and obtain independent consent. COOKIES AND OTHER TRACKING TECHNOLOGIES

Do Not Track Signals

Your browser settings may allow you to transmit a “Do Not Track” signal when you visit various websites. Like many websites, the Website is not designed to respond to “Do Not Track” signals received from browsers. To learn more about “Do Not Track” signals, you can visit http://www.allaboutdnt.com/.

Cookies and Other Tracking Technologies

Most browsers accept cookies automatically, but you may be able to control the way in which your devices permit the use of Tracking Technologies. If you so choose, you may block or delete our cookies from your browser; however, blocking or deleting cookies may cause some of the Services to work incorrectly or not function at all. 

  1. THIRD PARTY WEBSITES AND LINKS

We may provide links to third-party websites or other online platforms operated by third parties. If you follow links to sites or interact with features (e.g., applications offered by third parties or social media widgets) not affiliated or controlled by us, you should review their privacy and security policies and other terms and conditions. We may provide links to websites or other online platforms operated by third parties. If you follow links to sites not affiliated or controlled by us, you should review their privacy and security policies and other terms and conditions.  We do not guarantee and are not responsible for the privacy or security of these sites, including the accuracy, completeness, or reliability of information found on these sites. Information you provide on public or semi-public venues, including information you share on third-party social networking platforms (such as Facebook or Twitter) may also be viewable by other users of the Services and/or users of those third-party online platforms without limitation as to its use by us or by a third party. Our inclusion of such links does not, by itself, imply any endorsement of the content on such platforms or of their owners or operators, except as disclosed on the Services. 

  1. DATA SECURITY

Please be aware that, despite our reasonable efforts to protect your information, no security measures are perfect or impenetrable, and we cannot guarantee “perfect security.” Please further note that any information you send to us electronically, while using the Services or otherwise interacting with us, may not be secure while in transit. We recommend that you do not use unsecure channels to communicate sensitive or confidential information to us. 

  1. European and California Users. 

    1. If you are a citizen of the European Union (“EU”) or the state of California, you may have some or all of the following rights with respect to our processing of your personal data:

      1. Updating Your Information. If you would like to update personal information that you have provided to us, you can do so by accessing your Account and editing your profile.

      2. Marketing Communications. You can opt-out of receiving marketing communications from us by clicking “unsubscribe” in any marketing email communications we send you, or by sending an email to contact@bisqy.com If you opt out of receiving emails about recommendations or other information we think may interest you, we may still send you emails about any Services you have requested or received from us.

      3. Additional Rights for the EEA and Certain Other Territories. If you reside in certain territories (such as the European Economic Area), you may have the right to exercise certain privacy rights available to you under applicable laws. We will process your request in accordance with the GDPR. We may need to retain certain information for record-keeping purposes, legal purposes, and/or to complete transactions that you began prior to requesting any deletion. You can contact our Data Privacy and Protection office by sending an email to contact@bisqy.com

      4. Right Not to Provide Consent or to Withdraw Consent. We may seek to rely on your consent in order to process certain personal information and to render the Services. Where we do so, you have the right not to provide your consent or to withdraw your consent at any time. This does not affect any actions based on consent before its withdrawal.

      5. Right of Access. You may have the right to access the personal information that we hold about you.

      6. Right of Erasure. In certain circumstances, you may have the right to the erasure of personal information that we hold about you (for example if it is no longer necessary for the purposes for which it was originally collected).

      7. Right to Object to Processing. You may have the right to request that westop processing your personal information and/or to stop sending you marketing communications.

      8. Right to Correct. You may have the right to require us to correct any inaccurate or incomplete personal information.

      9. Right to Restrict Processing. You may have the right to request that we restrict processing of your personal information in certain circumstances (for example, where you believe that the personal information we hold about you is not accurate or lawfully held).

      10. Exercise of Rights. If you would like to exercise any of the above rights, please contact contact@bisqy.com so that we may consider your request under applicable law. To protect your privacy and security, we may take steps to verify your identity before complying with the request. You also have the right to lodge a complaint to your local data protection authority at: https://edpb.europa.eu/about-edpb/board/members_en

  2. YOUR CHOICES

We may send periodic informational emails to you. You may opt out of such communications by following the opt-out instructions contained in the email. If you opt out of receiving emails about recommendations or other information we think may interest you, we may still send you emails about any Services you have requested or received from us.

  1. CALIFORNIA PRIVACY RIGHTS

Sharing for Direct Marketing Purposes

California law permits users in California to request certain details about how their “personal information” (as defined in California Civil Code Section 1798.83) is shared with third parties for direct marketing purposes. We may from time to time elect to share certain “personal information” about you with third parties for those third parties’ direct marketing purposes. California users may, under certain circumstances, request and obtain certain information regarding our disclosure, if any, of personal information to third parties for their direct marketing purposes. If this applies, you may obtain the categories of personal information shared and the names and addresses of all third parties that received personal information for their direct marketing purposes during the immediately prior calendar year.

If you are a California resident, we will not share personal information that we collect about you, except to the extent permitted under California law.

To make such a request, please contact us using the information listed below. We will respond as may be required by law.

  1. CONNECTICUT, COLORADO, UTAH, VIRGINIA PRIVACY RIGHTS

Connecticut, Colorado, Utah, Virginia residents may have certain personal data rights under the relevant state’s privacy act, which may be exercised free of charge up to once every 12 months, provided that in cases where the requests are manifestly unfounded, excessive, repetitive or technically unfeasible, we may charge a reasonable fee to cover the administrative costs of complying with the request or decline to comply with the request. We may also charge a fee in situations where we believe that the request is part of an organized effort to harass, disrupt or impose undue burdens on our business or if your request is for a purpose other than exercising a right under the relevant state privacy law. We also reserve the right to ascertain our compliance obligations and resort to any available cure periods allowed under the applicable law.

You may have the right to:

• Confirm whether we are processing your personal data.

• Access your personal data.

• Delete the personal data you provided to us.

• Obtain a copy of the personal data that you have provided to us in a format that is portable and easily usable.

• Opt-out of processing of your personal data for targeted advertising.

• Opt-out of the sale of your personal data.

• No retaliation for exercising one of these rights.

We are required to respond within 45 days of receipt of your request. Depending on factors such as the type and complexity of the request, we may extend the time for response once for 45 additional days, as long as we notify you within the original 45 days and provide you with the reason(s) for the extension.

If we decline to take action regarding your request, we must notify you within 45 days of the request.

If you would like to exercise any of your rights as described in this Privacy Policy, please contact us

• Please note that you may only make a data access or data portability disclosure request once within a 12-month period without incurring a fee.

• If you choose to contact us directly, you will need to provide us with:

○ Enough information to identify you (e.g., your full name, address and email) 

○ Proof of your identity and address (e.g., a copy of your driving license or passport and a recent utility or credit card bill); and

○ A description of what right you want to exercise and the information to which your request relates.

• We are not obligated to make a data access or data portability disclosure if we cannot verify that the person making the request is the person about whom we collected information or is someone authorized to act on such person's behalf.

• Any personal information we collect from you to verify your identity in connection with you request will be used solely for the purposes of verification.

  1. HOW TO CONTACT US

Should you have any questions about our privacy practices or this Privacy Policy, please email us at contact@bisqy.com or contact us at P.O. Box 14075, Portland, OR, 97293 and/or 503-317-9906.